Saturday, February 18, 2012

Is Retirement Merely a Pipe Dream for Many Seniors?


In our mind’s eye, retirement is that happy time where we no longer have to work another day in our life. The road to retirement may be a short one or it can turn out to be a long and winding road, with many more years until we can afford to settle down for all of the benefits that retirement will offer.

Retirement is a nice dream, isn’t it?

Sadly, all retirement might be is just a dream. We are going to love to just kick back, finally spend time with the family, perhaps finish that nice household project that we never got around to because of work commitments. Regardless that is what retirement is going to be, but for those who have retired over the past several years, they have found themselves returning their way to work.


Many companies who seemed once strong have dried up and have laid countless off of work. With those who had worked for their entire lives, waiting for that time on the job to pay off, crying in absolute misery. The reason for these retirement woes is extremely simple and at the same time utterly frustrating beyond belief.

Once a business goes under, the retirement benefits go right under with it. Therefore, unless people saved a great deal of what they earned, then they really do in fact have nothing to fall back on. Except for more years of work, until the point where their body just cannot work anymore and they might not be able to enjoy life any more.

Working until your body shuts down is not a happy way to spend what should have been the golden years. Yet, those on the cusp of retirement age are finding out that everything is expensive, perhaps they have not saved up properly, or incompetent management leads to them getting screwed out of retirement benefits that most certainly have been is.

It does really underline the fact that we need to start saving our money when we are young but even then, there is a situation where we still might not be able to live.

The cycle of the work life never really ends for many. And the reasons are sometimes very much the fault of the people but with an alarming rate, they are no one’s fault. With retirement begin that golden apple that no one seems to be able to reach. There are few benefits. Hopefully something can be done, but it seems like seniors are being swept directly underneath the rug.